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First Time Borrowers Online
Direct Loan Entrance Counseling

Continuing your education is a major investment for your future. If you decide to make loans a part of this investment, managing the debt you incur is a major responsibility. To ensure that you understand this responsibility and the obligation you are assuming, the federal government requires you to participate in loan counseling prior to receiving a Federal Direct Loan.

To satisfy your online Entrance Counseling requirements, you must complete the tutorial found at https://www.dl.ed.gov/borrower/EntrCounselingStart.do?cmd=initializeContext  and pass a quiz. Please print the results of the quiz and fax this to your program administrator.

This session is a convenient method to satisfy federal requirements for loan counseling for first time borrowers. You only need to complete this session once during your academic program.

Once you've completed entrance counseling, it is a good idea to also complete the Master Promissory Note at https://studentloans.gov/myDirectLoan/index.action.